New platforms are enabling small investors to own shares in luxury assets through fractional ownership, breaking down traditional barriers to high-value investments like art, real estate, and collectibles.

From vintage cars to commercial real estate, this model lowers entry barriers significantly by allowing investors to purchase fractional shares starting from as little as $100, making previously exclusive asset classes accessible to retail investors.

Liquidity challenges and valuation complexities remain key concerns for regulators, as these platforms must balance accessibility with investor protection while ensuring fair pricing and exit mechanisms for fractional shareholders.